{"id":1023,"date":"2012-04-16T06:23:06","date_gmt":"2012-04-16T12:23:06","guid":{"rendered":"http:\/\/www.muckleroy.com\/?p=1023"},"modified":"2012-04-16T06:23:06","modified_gmt":"2012-04-16T12:23:06","slug":"carrying-cash-it-just-doesnt-make-cents","status":"publish","type":"post","link":"https:\/\/muckleroy.com\/?p=1023","title":{"rendered":"Carrying Cash It Just Doesn’t Make Cents!"},"content":{"rendered":"

\"\"Ahhh you see what I did there (in the title) with the clever use of CENTS instead of sense?\u00a0 Yes hard to believe I’m not a professional writer isn’t it? \ud83d\ude00\u00a0 For some time now it has stuck me funny when I see people paying with cash.\u00a0 I understand there are some people that just don’t trust banks, love the feel of money in their hands, or just don’t feel comfortable in the brave new electronically connected world.\u00a0 It’s all what we get used to I guess.\u00a0 I mean that $1 bill isn’t worth anything but a promise.\u00a0 Still if you have one you know that there is a very high likelihood that someone will accept it in exchange for something.\u00a0 Although it wouldn’t be much of anything these days.<\/p>\n

I work at a company that has literally thousands of employes and that’s just at this location.\u00a0 They are professionals and I see at least half of them paying with cash.\u00a0 I haven’t carried cash in five years, or longer.\u00a0 I just don’t see the need.\u00a0 There are places I find from time to time that won’t accept a debit, or credit card.\u00a0 When I find those places I just say thanks and leave never to return.\u00a0 Usually it’s places that sell food.<\/p>\n

As I’m waiting for the person in line in front of me, to remove their cash and get the change from the cashiere, I have time to think… what would I have to do to have cash with me?\u00a0 Well I’d have to go to an ATM.\u00a0 That would mean I’d have to stand in line (or wait in a line of cars).\u00a0 Take my debit card out, place it in the machine. Enter in my pin, select how much cash I wanted the stuff the money and card back in the wallet.<\/p>\n

I’d have to do this at least every couple of weeks.\u00a0 I wouldn’t have any electronic record of purchases I made.\u00a0\u00a0 I’d have to plan out how much money I would need for that time period, or risk having to go back to the ATM for more cash.\u00a0 I like the idea of direct deposit, and just using me debit card as I need to spend money.\u00a0 I save myself time, money, fuel, and it’s even safer for me.\u00a0 Furthermore that is less cash that a business has to carry to the bank at night to deposit.\u00a0 This means it’s safer for the person making the deposit.<\/p>\n

One downside is the evidence available to the government, your spouse on how and what the money was spent on.\u00a0 I’m speaking of taxes and various bad things that spouses can do with their free time.\u00a0 Of course it could always be money a spouse spends on a gift!\u00a0\u00a0 I’ve asked a few people why they carry cash.\u00a0 At least one person said it allowed them to control their spending.\u00a0 The would budget how much money they would spend on food each week and take that much cash out for that food.\u00a0 Usually lunches, but sometimes it was about grocery shopping.<\/p>\n

When they were out of money they knew they were done until the next payday.\u00a0 Don’t get me wrong, I think it’s up to each of us to decide how we want to pay for goods and services.\u00a0 It just surprises me that with the ease of a debit or credit card that people still take the time to stop and get cash.\u00a0 I’m sure there are several professions where cash is what you get, tips for example, drug dealers, etc… \ud83d\ude09\u00a0 For those individuals cash purchases makes perfect sense.\u00a0 I mean other wise you would have to go make a deposit then use your debit card.\u00a0 So I do understand, take the path of least resistance.\u00a0 Also it’s a plus not having anyone know exactly how much money you have.<\/p>\n

So just curious.\u00a0 Which one are you?\u00a0 Cash or Debit, and why?<\/p>\n

\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

Ahhh you see what I did there (in the title) with the clever use of CENTS instead of sense?\u00a0 Yes hard to believe I’m not a professional writer isn’t it? \ud83d\ude00\u00a0 For some time now it has stuck me funny when I see people paying with cash.\u00a0 I understand there are some people that just […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[5,6],"tags":[],"class_list":["post-1023","post","type-post","status-publish","format-standard","hentry","category-observations","category-opinion"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/muckleroy.com\/index.php?rest_route=\/wp\/v2\/posts\/1023","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/muckleroy.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/muckleroy.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/muckleroy.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/muckleroy.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1023"}],"version-history":[{"count":0,"href":"https:\/\/muckleroy.com\/index.php?rest_route=\/wp\/v2\/posts\/1023\/revisions"}],"wp:attachment":[{"href":"https:\/\/muckleroy.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1023"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/muckleroy.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1023"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/muckleroy.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}